Introduction: Sanafi Ethical Utilities (SEU)

Sanafi - AI-Driven Ethical Onchain Banking is transforming the $7-10 trillion ethical finance market, projected to grow to $35-50 trillion by 2030-2034, with its innovative products and tokens on the Solana blockchain. Introduces $SANA and $SanaSOL as ethical utilities to strengthen the Solana ecosystem. This paper explores how $SanaSOL can serve as a default Liquid Staking Token (LST) for ethical projects, how $SANA can act as a global rewards currency with a B2B partnership model requiring 10% $SANA and 10% $SanaSOL holdings, and how Sanafi Alliance supports aligned new ventures by requiring 10% $SANA and 10% $SanaSOL purchases from LP fees, fostering a robust, values-driven ecosystem.

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1. Introduction

The Solana blockchain, renowned for its high-speed (65,000 TPS) and low-cost (< $0.01/tx) infrastructure, is a hub for decentralized innovation. Sanafi - AI-Driven Ethical Onchain Banking, launched in May 2025, taps into this potential to address the underserved $7-10 trillion ethical finance market, projected to expand to $35-50 trillion by 2030-2034. Sanafi offers a "Revolut-like" platform that’s ethical, onchain, and globally accessible. This paper outlines how Sanafi’s tokens—$SANA and $SanaSOL—along with the Sanafi Alliance initiative, enhance the Solana ecosystem by promoting ethical projects and rewarding partnerships.

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2. The Need for Ethical Utilities in Solana

The Solana ecosystem excels in DeFi and staking, yet lacks a strong focus on ethical finance principles like avoiding interest and unethical investments. Sanafi’s insight is that ethical utilities can attract Web2 users transitioning to onchain and crypto natives, aligning with Solana’s scalability. Our own research showed 78% seek transparent, ethical alternatives, confirming this untapped potential. Sanafi’s tokens and alliance address this need, fostering a values-driven ecosystem.

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3. Sanafi Ethical Utilities

3.1 $SanaSOL as Default LST for Ethical Projects

• Utility: $SanaSOL (token address: 4cXnd9vkCgGVqMnj66FXxL94SBFzS9uyortADymZWmEe), Sanafi’s ethical Liquid Staking Token powered by Sanctum.so, offers 7-10% APY yields with full liquidity. Sanafi proposes $SanaSOL as the default LST for any Solana project sharing its ethical and onchain values.

• Implementation: Projects like ethical DeFi platforms, sustainable NFT marketplaces, or Sharia-compliant lending protocols can integrate $SanaSOL into their staking mechanisms. For example, an ethical lending dApp could use $SanaSOL as collateral, ensuring liquidity while aligning with Sanafi’s principles.

• Benefits for Solana: Increases $SanaSOL adoption, boosting TVL (targeting 10x growth) and enhancing Solana’s staking ecosystem. It attracts ethical capital, diversifying user participation and strengthening network security.

3.2 $SANA as Global Products and Services Currency with B2B Partnership Model

• Utility: $SANA (token address: 5dpN5wMH8j8au29Rp91qn4WfNq6t6xJfcjQNcFeDJ8Ct), launched via Believe.app, serves as a global products and services currency within Sanafi’s products. To join Sanafi’s rewards program as a B2B partner, entities must purchase and hold 10% of their partnership value in $SANA and 10% in $SanaSOL.

• Implementation: Partners—such as ethical merchants, DeFi protocols, or remittance services—calculate their partnership value (e.g., $100,000 contract) and acquire $10,000 in $SANA and $10,000 in $SanaSOL to participate. This unlocks rewards like discounts for users or premium access, incentivizing $SANA and $SanaSOL accumulation. For instance, a remittance partner could offer $SANA rewards to Sanafi users, enhancing cross-border payment adoption.

• Benefits for Solana: Drives $SANA and $SanaSOL demand, reinforcing the Sanafi Ethical Flywheel’s buyback mechanism. The B2B model fosters a network of ethical partners, increasing Solana transaction volume, liquidity, and ecosystem diversity. It also stabilizes token value by locking partner capital, benefiting the broader Solana DeFi landscape.

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4. Sanafi Alliance: Ecosystem Support for Ethical Projects

Sanafi Alliance is an initiative to nurture Solana-based projects with similar ethical values and principles. By providing funding, technical support, and token integration, Sanafi Alliance aims to:

• Support New Ventures: Fund ethical startups (e.g., RWA DeFi platform or an ethical lending marketplace) with $5K-$20K grants, later requiring them to purchase and hold 10% of their LP fees in $SANA and 10% in $SanaSOL.

• Integration: Assist projects in adopting $SanaSOL for staking and $SANA for rewards, leveraging Sanafi’s Sanctum.so and Believe.app partnerships. The 10% LP fee allocation ensures projects contribute to the ecosystem’s liquidity and token value.

• Impact: Expands the ethical footprint on Solana, creating a synergistic ecosystem where Sanafi’s products and tokens amplify project success, driving Solana’s adoption in the $100 billion+ ethical finance market.

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5. Benefits to the Solana Ecosystem

• Increased Liquidity: $SanaSOL as a default LST and $SANA’s B2B model, combined with Sanafi Alliance’s LP fee requirements, enhance liquidity pools, supporting Solana’s DeFi growth.

• Ethical Adoption: Attracts ethical investors, diversifying Solana’s community beyond speculative traders.

• Network Security: Higher TVL from $SanaSOL staking strengthens Solana’s Proof of Stake (PoS) security.

• Ecosystem Synergy: Sanafi Alliance and B2B partnerships foster innovation, reinforcing Solana’s reputation as a leader in scalable, ethical blockchain solutions.

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6. Market Opportunity

The ethical finance market, encompassing sustainable finance, ESG investing, and Islamic finance, is valued at approximately $7-10 trillion in 2025, with a projected growth to $35-50 trillion by 2030-2034, offering Sanafi a $100 billion+ addressable market.

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7. Conclusion

Sanafi’s ethical utilities—$SanaSOL as a default LST and $SANA as a B2B rewards currency with a 10% holding requirement—combined with Sanafi Alliance’s support for projects requiring 10% $SANA and 10% $SanaSOL from LP fees, position Sanafi as a catalyst for ethical innovation on Solana. Sanafi is poised to drive the ecosystem’s growth, aligning profitability with ethical principles. Explore more at sanafi.xyz.

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